"Mon Prop Lakaz" is what we help you achieve
    Incentives needed to take the next step

Housing Finance Company Limited

We provide financing to Seychellois citizens with income or combined income that is less than thirty thousand rupees (i.e.; gross income net of taxes and pension) for the acquisition, development and improvement of property in Seychelles. HFCL does not provide financing to any legal persons or for any business-related purposes.

We do not build houses for allocation, we only provide loans for house construction, renovation and extension as per the needs of the applicant (s).

We offer the following loan products:

  1. Secured Loans
    • Land Loan
    • Housing Loan (HL)
    • Second Housing Loan Scheme (2nd HLS)
    • Major Renovation Loan
  1. Unsecured Loans
    • Home Improvement Loan (HIL)
    • Home Improvement Loan (HIL) Re-Roofing
    • House Extension Scheme (HES)
    • Pensioners Home Improvement Loan (HIL)
    • Pensioners Home Improvement Loan (HIL) Re-Roofing
    • Survey Loan

HFC rewards long-serving staff on anniversary

The Housing Finance Company (HFC) has rewarded its long-serving staff in commemoration of its 15th anniversary.

Read more ...